Fair Isaac Corporation, a leader in predictive analytics and decision management software, operates through two main segments: Scores and Software. The Scores segment provides business-to-business and business-to-consumer scoring solutions, including myFICO.com subscriptions. The Software segment offers pre-configured analytic and decision management solutions for various business needs, including account origination, customer management, fraud detection, and marketing, along with the FICO Platform for advanced analytics. Key products include FICO Analytics Workbench, FICO Fraud Solutions, and FICO Advisors.
When researching a stock like Fair Isaac, many investors are the most familiar with Fundamental Analysis — looking at a company's balance sheet, earnings, revenues, and what's happening in that company's underlying business. Investors who use Fundamental Analysis to identify good stocks to buy or sell can also benefit from FICO Technical Analysis to help find a good entry or exit point. Technical Analysis is blind to the fundamentals and looks only at the trading data for FICO stock — the real life supply and demand for the stock over time — and examines that data in different ways. One of those ways is to calculate a Simpe Moving Average ("SMA") by looking back a certain number of days. One of the most popular "longer look-backs" is the FICO 200 day moving average ("FICO 200 DMA"), while one of the most popular "shorter look-backs" is the FICO 50 day moving average ("FICO 50 DMA"). A chart showing both of these popular moving averages is shown on this page for Fair Isaac. Comparing two moving averages against each other can be a useful visualization tool: by calculating the difference between the FICO 200 DMA and the FICO 50 DMA, we get a moving average convergence divergence indicator ("FICO MACD"). The FICO MACD chart, in conjunction with the chart of the moving averages, basically helps in visualizing how the moving averages are showing convergence (moving closer together), or divergence (moving farther apart). |